Cash Accumulation

Do You Want Downside Protection?

No Risk for Market Loss
Limited Return (Cap/Spread)
Liquidity – Surrender Charge
No Fee
Lifetime Income Guaranty Rider

Or High Risk, High Return?

Exposed to Market Risk
High Return Potential
Liquidity – Surrender Charge
Significant Fees for
Mutual Fund and Account Charges
Lifetime Income Guaranty Rider